Overview
This financing engine is designed to interpret M-Pesa and bank statements, payslips, tax records, SACCO information and credit documents. The workflow cleans and categorises transactions before deriving monthly cash-flow signals and feeding affordability, EMI, tenure and scoring decisions.
Built / Scope
- Document ingestion and OCR
- Transaction extraction and cleaning
- Duplicate detection across statements
- Income classification and qualification
- Loan disbursement and repayment detection
- Expense and gambling classification
- Monthly cash-flow analysis
- Affordability, EMI, tenure and scoring workflows
Engineering
Design of the financial data pipeline, categorisation rules, document-intelligence approach, scoring flow and backend integration with dealership finance journeys.